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Specialty Fund

Fund Name Sub-Adviser Investment Objective
Real Estate Securities Fund Cohen & Steers Capital Management, Inc. Seeks to achieve a high total return consistent with reasonable investment risks

Penn Mutual's variable investment options are not available for direct investment, are available only through the Penn Mutual line of variable insurance products, and are subject to market risk and may lose value. This is not a guarantee of future performance or success.

REITs involve risks such as refinancing, economic impact on industry, changes in property values, dependency on management skills, and risks similar to small company investing.

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