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Section: Guaranteed Choice Whole Life

Guaranteed Choice Whole Life

Guaranteed Choice Whole Life Basics

Guaranteed Choice Whole Life is a permanent life insurance policy designed to provide you with:

  • Guaranteed death benefit protection over your lifetime
  • Guaranteed policy cash value accumulation you can access when you need it
  • Guaranteed premiums (your cost stays the same over the years)

Cash Accumulation

Guaranteed Choice Whole Life provides cash value accumulation that offers guaranteed growth without market risk. You can access the policy cash value for any reason or simply have peace of mind knowing your money will be there when you and your family need it.

Guaranteed Choice Whole Life also offers the potential for additional (non-guaranteed) cash value accumulation through dividends, which are a partial return of premiums paid when the company’s claims, expenses and/or investment returns are more favorable than expected.

If you are a business owner, the protection and accumulation provided by your policy can also help support your business objectives.

All guarantees are based upon the claim-paying ability of the issuer.
Dividends are not guaranteed
Accessing cash values will reduce the death benefit and policy values.

Who Might Benefit

Guaranteed Choice Whole Life is an attractive option for people who:

  • Seek strong guarantees
  • Desire reliable, predictable results that are not subject to market risk
  • Want payment and protection options that can help them manage their budget.

Contact a Penn Mutual Advisor who can help you determine your needs and choose the right products for you. All information will remain strictly confidential.

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