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Section: Protection Guard Universal Life

Protection Guard Universal Life

Protection Guard Universal Life Basics

Protection for your family

Protection Guard Universal Life offers you affordable death benefit protection so you can enjoy the peace of mind that comes with knowing your family’s dreams for the future are protected.

Flexibility and security during your lifetime

Protection Guard Universal Life offers you the versatility to make adjustments to your policy death benefit as your life evolves. It also offers you payment flexibility.

Over time, a Protection Guard Universal Life policy can accumulate cash value you can access if you face an unanticipated expense or financial hardship. Protection Guard Universal Life also offers you the added security of knowing you can access a portion of your death benefit during your lifetime if the insured person is ever diagnosed with a chronic or terminal illness.

Who might benefit?

Protection Guard Universal Life may be an excellent choice for individuals seeking affordable permanent life coverage to:

  • Maintain a family's way of life if the insured person dies
  • Support tax-advantaged wealth transfer strategies
  • Provide liquidity for estate planning needs
  • Support business continuation plans.

All guarantees are based upon the claim-paying ability of the issuer. To keep protection in force you must pay at least the minimum required to keep your policy in good standing.  Accessing cash values may result in surrender fees and charges, may require additional premium payments to maintain coverage, and will reduce the death benefit and policy values. Optional riders and benefits may be subject to eligibility and underwriting requirements, additional premium requirements and/or minimum or maximum coverage amounts. Available riders and rider provisions may vary by state.

Contact a Penn Mutual Adviser who can help you determine your needs and choose the right products for you. All information will remain strictly confidential.

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