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Small Business Owners with Children


Michael & Alison Carbone, building a business and raising a family

My Financial Professional:
Mike Esposito, CLU
Professional Economic Growth Group, Edison, NJ
Registered Representative of Hornor, Townsend & Kent, Inc.

Learn from Michael and Alison

  • Find a financial profession who you trust
  • Discover the possibilities of life insurance
  • Make life insurance the centerpiece of your financial plan
  • Feel secure, even during uncertain times
  • Invest in a sound company

It all starts with a financial professional you can trust.
“Life insurance is a big financial decision. We’ve known Mike Esposito for many years and are lucky to have such a strong relationship. We’re really busy in our chiropractic practice, so we really can’t do it on our own…it’s so important to have a friend like Mike that we can trust. We weren’t aware of all of the benefits of life insurance, otherwise we would’ve purchased it earlier. Mike explained everything. He sat us down and helped us understand all of the possibilities. Anyone looking to understand the value should really sit down with someone like Mike.”

Life insurance is more than death protection — you just have to see the possibilities.
“Some people are not open to life insurance because it implies bad stuff happening. Yes, protection may be a part of it…as it was for us when we got started years ago. Over time, we learned it is much more than that…a strong, stable, cash value building asset…that can give us the ability to do more in life…a way to build a legacy. You just have to see the possibilities.”

Mike and Alison value their life insurance as the centerpiece of their financial plan.
“It’s the foundation — our centerpiece. As parents, it’s a guaranteed safety net and makes us confident that everyone in our family will be fine. As professionals, it allows us to be more aggressive, get outside of our comfort zone and take risks without depleting other funds…we can open other offices or buy new businesses.”

It’s a steady, reliable guarantee to give you confidence in unpredictable times.
“Life insurance has always been there for us…we have taken the time to sit with Mike and evaluate our situation and make sure we are financially prepared…and it feels good knowing we have life insurance in these economic times. We believe in life insurance.”

Penn Mutual delivers as promised.
“We trust Mike and believe in his recommendation to go with Penn Mutual. It is a strong company…it has been around for a long time and it has performed through good times and challenging times.”

Accessing policy cash values may result in surrender fees and charges, may require additional premium payments to maintain coverage, and will reduce the death benefit and policy values.

Professional Economic Growth Group is independent of Hornor, Townsend & Kent, Inc.

Contact a Penn Mutual Adviser who can help you determine your needs and choose the right product for you.  All information will remain strictly confidential.

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