Menu for the “Your Financial Life” section.



You've worked hard to get where you are and to provide for your family. But you also need to protect what you've built—for yourself and for the people who depend on you.

Would your current assets be enough to cover an unforeseen event?

Even substantial assets could be wiped out quickly. Imagine how you or your family would handle:

  • A medical emergency that caused an early death, leaving your family without adequate income
  • A long-term illness that quickly drained a lifetime of savings
  • An injury or accident that made returning to work impossible

These are not pleasant things to think about. However, if you haven't planned for their possibility, the people who depend on you could find themselves in a desperate financial situation. For example:

  • If your income suddenly stopped, how long could your family go on meeting its monthly obligations? What would happen after that?
  • If you died leaving expensive, unpaid medical bills, where would the money come from to pay them? Would your family have to sell off assets?

 How would your family cover expenses such as:

  • Mortgage payments
  • College savings
  • Child care
  • Taxes
  • Monthly bills
  • Food and clothing
  • Car payment
  • Retirement savings

Three of the most effective and affordable ways to address these concerns are:

  • Provides a guaranteed safety net that protects your family's well-being and overall way of life. It also can help you do more in life by providing a reliable growth asset.

  • Disability Insurance

    Provides a monthly income to make up for lost wages should an accident, sickness or injury prevent you from working at your regular occupation. Benefits are generally received income tax-free.

  • Long-Term Care Insurance

    Provides a monthly benefit to help offset the cost of nursing home or in-home care should you become unable to perform certain "activities of daily living" such as eating, dressing, bathing, toileting and transferring.

Schedule a Life Insurance Review to ensure that you are on track to meet all of your insurance needs by contacting one of our Financial Representatives in your area.

Penn Mutual Sitemap

Your Financial Life
Life Insurance
Client Services
Performance & Rates