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A variable annuity can play an important role in diversifying your portfolio and helping you reach your retirement goals. Plus, your money has the opportunity to continue to grow, even during retirement. A variable annuity is a long-term financial retirement vehicle, subject to market fluctuations and may lose value.
Smart Foundation Variable Annuities are investment vehicles designed to help you grow and manage your retirement savings, so you can maintain your lifestyle throughout a long retirement—and take care of the ones you love.
When available, optional riders can complement your variable annuity by providing added benefits such as guaranteed growth, lifetime income, inflation protection and more. Please note that these products are optional, carry additional cost, and are available only through the purchase of a variable annuity product.
Investors should consider the investment objectives, risks, charges, and expenses of a variable insurance product carefully before investing. Please carefully read the prospectuses for the relevant variable insurance product and its underlying investment options, which contain this and other information about the product.