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Annuities come in many different forms to meet your specific needs and are considered long-term savings or investment vehicles. Because of their flexible options, annuities:
|Fixed Annuities||Variable Annuities||Immediate Annuities|
|Immediate Income Stream||No||No||yes|
|Deferred Income Stream||yes||Yes||No|
|Part of Qualified Retirement Plan||Yes||Yes||no|
|Part of Non-qualified Retirement Plan||Yes||yes||yes|
|Invested in Market||no||yes||no|
|Fixed investment options||Yes||no||no|
|Variable Investment Options||no||yes||no|
All guarantees are based upon the claims-paying ability of the issuer A variable annuity is a long-term financial retirement vehicle, subject to market fluctuations and may lose value.
Investors should consider the investment objectives, risks, charges, and expenses of a variable insurance product carefully before investing. Please carefully read the prospectuses for the relevant variable insurance product and its underlying investment options, which contain this and other information about the product.